Jordann Kaye

For this week’s top story, we’re diving into the income tax changes Canadians can expect for filing their 2025 taxes.
The countdown to April 30 is officially on. And while the 2025 tax year was marked by a shift in federal leadership, the tax changes aren’t “bombshells”; they’re more like changes to...

3 reasons: population growth, interest rates, and building supply 🏡
Why is housing in Canada so expensive? 🍁
It comes down to 3 factors:
📈 Canada’s population is growing at an unprecedented rate, adding over a million new Canadians in 2023
💰Interest rates are higher than they have been in ages, which makes borrowing money to build new
homes more expensive and less profitable
👷We aren’t building enough homes to keep up with demand
#realestate #realestatecanada #canada #homeowner #realestateinvesting #buyahome #millennial

As kitchen styles, trends and technology change, you might find yourself with a kitchen that no longer suits your needs. One of the prime areas for updating is the kitchen cabinets, and there are lots of options to consider!
From simply repainting your cabinets to removing and replacing them entirely, there is an option for every budget.
How much do kitchen cabinets cost?
Not all kitchen cabinets are created equal, and there can be variations depending on materials and build quality. You shou...

A clean and new shower can make every morning in your bathroom feel like a getaway to a fancy spa. An old, rusty, leaky or moldy shower can feel like a hazard to your sanity and health. Fortunately, the cost to replace or remodel your shower isn't out of this world, and investing in a freshly renovated space can even boost your property value.

When it comes to saving money in Canada, you have options.

Not only can you choose how you want to save, like opening a savings account, investing your money, or even YOLO-ing on cryptocurrency, but you can also choose where you want to save your hard-earned cash—like in a Tax-Free Savings Account (TFSA).

The good news is, income is earned tax-free in a TFSA, which may help you grow your savings faster. Whether you have long-term plans to grow your investment nest egg or buy a home, or short-term savings goals like funding your dream European vacation, this account works well.

When you buy a home, the most significant monthly expense you’ll pay is your mortgage payment, but it isn’t the only expense. You’ll also pay property taxes, insurance, and utilities. These extra bills can add up to a significant portion of your overall housing costs, especially if your home is older and isn’t very energy efficient – which can lead to high heating bills.
Costly utilities can be a result of over a dozen energy inefficiencies throughout your home, including poor insulation leve...

One of the most often overlooked spaces in a home is the basement. For many homeowners, as long as it is clean and dry and not home to too many spiders, a home’s basement is merely a functional area to store laundry, heating equipment, and holiday decorations. But these homeowners are missing out because the basement space in their home represents untapped square footage and endless possibility with a basement renovation.
Your basement is probably the most underused space in your home, but th...

No matter where you live, Canada’s housing market is likely a hot topic, and most conversations revolve around price. Are prices going up? By how much? Is now a good time to buy? Where is the best place to buy? When purchasing a home, house prices are the primary determining factor for many Canadians. After all, the average home price in Canada was $699,117 in May 2024, which is no small sum even for high-earning families.
That said, there’s more to finding the right place to live than price....

If there’s one word that could describe the Canadian real estate market in the past few years, it’s “rollercoaster.” First, 2020 and 2021 brought record-breaking home prices as the pandemic spurred Canadians to find a place to call their own. This demand, coupled with a low supply of homes for sale, led to an unprecedented run-up in home prices across the country.
This wild west of home buying ended in 2022 when rising interest rates led to a cooling of home prices across Canada. While higher...

For those looking to buy a home in Ontario, it may feel impossible to break into the real estate market at an affordable price. Ontario is Canada’s second-most expensive province after British Columbia with an average home price of $900,161. The Canadian Real Estate Association reported that April saw a surge in new inventory; however, average home prices have dropped, decreasing by 0.9% from April 2023.

That being said, expensive cities like Toronto, King, and Oakville tend to overshadow the...