Jordann Kaye

Life insurance plans are rarely one-size-fits-all. Typically, you’ll have the core of your plan’s coverage, and then, depending on your unique situation, you can add on extra benefits.
These add-ons are called riders, and they can provide additional protection beyond the payout at the time of your death. These riders aren’t free. They’ll add to the cost of your overall plan, but the additional cost is usually low relative to the cost of your policy.
There are eight common life insurance rider...

If you’re a Canadian and people depend on your income to survive, then a life insurance policy will provide them with protection in the event of your death.
A simple term life insurance policy can be a straightforward way to provide your loved ones with a lump sum of cash (also called a death benefit) they can use to cover the cost of living and other more significant expenses.
But if you want to control how and when your life insurance proceeds are used, you’ll need to employ another tool. Y...

Vacations are an essential part of mental health, but they take a lot of work to organize. You need to get time off work, figure out where you are going, make a daily itinerary, make reservations, and the necessary arrangements to ...

So you’ve put an offer on an old home, and the sellers accepted – congratulations! Buying an old house is a unique and gratifying experience, and the next several months will be filled with a flurry of activity as you finalize your home purchase. One thing that might not be on your mind is home insurance.
Now is the time to start considering it, especially if you have an older home, which might be a little quirkier to insure than a newer home.
What Is Home Insurance, and Why Do You Need It?
S...

British Columbia, on the fertile and rugged west coast of Canada, is famous for its majestic mountains, foggy forests, and staggering beauty. Unfortunately, it’s also known for being expensive. By the end of 2022, the average house price in BC was $95,000 higher than the next most expensive province, Ontario. This difference is understandable, given BC’s role as Canada’s western tech, commercial, and shipping hub. What these numbers don’t show is that the economic centres like Vancouver, Kelo...

Canadians are migrating. Where once they moved steadily from smaller towns to large urban centres like Toronto or Vancouver, now the trend has reversed. For the first time, Canadians are moving to smaller cities and towns in the highest numbers seen since 2001.

While this is true on a provincial level, Canada-wide, people are also moving from some of the densest places, like Ontario and British Columbia, to other provinces, namely Alberta. In the last quarter of 2021, Alberta led the country ...

Following the “barbell strategy” sounds like something you do to train for a weightlifting competition. But it has nothing to do with lifting heavy objects. Rather, it describes a technique that involves investing in risky and safe investments or short-and long-term...

Energy production has always been an important political issue, which won't change as our energy sources slowly shift from fossil fuels to renewables. Unfortunately, though very promising, renewables as an industry aren't mature. It can be challenging to determine which companies ...

Lending as a practice has been around for thousands of years. The first instance of lending was recorded in ancient Mesopotamia, and debt has played an essential role in the lives of individuals ever since. Today, people borrow money for the same reasons they did thousands of year...

Space is the next frontier — and it’s no longer the sole domain of nations and government-sponsored space programs. The last few years have seen an unprecedented number of private companies take to the skies, from notable blast-offs like SpaceX’s first privately funded rocket to r...

Most investment vehicles and strategies have one goal: maximize profitability. They don't worry about whether or not the companies are doing good, benefit the environment, or are healthy for the globe.
But while investing in a company that does “good” isn't crucial for everyone, m...